Loan Operations Internal Audit Analyst

Description

Summary: This role involves executing internal audits and operational reviews across the loan lifecycle to ensure compliance and strengthen risk controls in lending operations. Highlights: 1. Execute internal audits and operational reviews across the loan lifecycle 2. Guarantee compliance with internal policies and risk management standards 3. Deliver insightful audit findings and actionable recommendations **About World Business Lenders** (www.wbl.com) At World Business Lenders (WBL), we are dedicated to providing general\-purpose, short\-term commercial loans backed by real estate collateral for a diverse range of small and medium\-sized businesses across the United States that may not have access to traditional funding options. We take pride in managing our loan portfolio as well as offering services for third\-party loans, with a special emphasis on non\-performing loan pools and REO management. * WBL is a U.S.\-based company that embraces a **100% remote** work environment for candidates located in Turkey, Latin America, and India. * Our working hours are **9:00am\-6:00pm Eastern Time**, from Monday to Friday. * The role requires an **excellent command of both oral and written** English. **Please submit your resume in English.** **Requirements** * **Education:** * + A Bachelor’s degree in Accounting, Finance, or a similar field is required. * **Experience:** * + We're looking for candidates with 1 to 5 years of experience in internal auditing, loan operations, risk management, or compliance in the financial services sector. * **Industry Background:** * + Previous experience in banking, financial services, or lending institutions is essential. + Proficient in commercial lending, mortgage lending, or consumer loan operations. + In\-depth understanding of the complete loan lifecycle, encompassing loan origination, underwriting support, documentation review, funding, servicing, and collections. + Knowledgeable about loan documentation requirements, credit files, and the essential operational controls within lending processes. + Adept at pinpointing operational risks, addressing process inefficiencies, and identifying control weaknesses within loan operations. + Experience with internal audits, quality assurance, or compliance reviews specifically related to lending operations. **Key Responsibilities:** * + Execute internal audits and conduct thorough operational reviews throughout the loan lifecycle, encompassing origination, underwriting, servicing, and collections. + Spot and address process inefficiencies, operational risks, and control gaps within loan operations. + Guarantee compliance with internal policies, procedures, and risk management standards. + Contribute to the enhancement and fortification of internal controls within WBL’s lending operations. + Deliver insightful audit findings along with actionable recommendations to elevate operational procedures and strengthen risk controls. + Collaborate with management to oversee remediation efforts, ensuring prompt resolution of audit findings. * **Technical Skills Required:** * + Proficiency in **Microsoft Office Suite.** * **Essential Soft Skills:** * + Exceptional command of Microsoft Office applications, especially Excel, for efficient data analysis, tracking, and reporting. + Expertise in reviewing documentation to pinpoint discrepancies or missing elements. + Robust analytical and problem\-solving abilities to evaluate processes and unearth potential risks. + Skilled in organizing and juggling multiple tasks while maintaining a keen eye for detail. + Excellent verbal and written communication skills for documenting insights and engaging with internal stakeholders. + Ability to interpret and apply policies, procedures, and operational guidelines during review processes. + Comfortable navigating internal systems and operational workflows within a structured environment. **Benefits** * Compensation in USD. * ️ Paid Time Off (PTO). * Fully remote — work from wherever you do your best work! **Ready to Apply?***If this sounds like you, we'd love to hear from you \- submit your CV in English and hit* ***Apply!***