Product Owner

Description

Summary: Seeking a Product Owner to define, maintain, and prioritize the vision and strategy for core auto finance domain data products within a digital transformation to modernize financial services. Highlights: 1. Lead digital transformation in automotive financial services 2. Expertise in Data Mesh, DDD, and Data Contracts 3. Work with modern cloud-native systems (GCP, Databricks, Snowflake) We are seeking a **Product Owner** to join a leading automotive financial services provider undergoing a multi\-year digital transformation to deliver best\-in\-class financial products through modern cloud\-native systems. The organization has established a comprehensive transformation office with defined product organization, technical delivery systems, and architectural guidelines. The client has adopted a GCP cloud\-first strategy and follows SAFe methodology for enterprise\-scale agile delivery. This transformation impacts both commercial and retail customers across the U.S. and Canada, modernizing how millions of customers finance vehicles and related assets. **Responsibilities** * Define, maintain, and prioritize the vision, strategy, and backlog for core auto finance domain data products (e.g., Credit Application, Underwriting Decisions, Contract Booking, Loan Servicing Ledger, Collections \& Delinquency, Lease\-End Remarketing) * Translate complex auto lending and leasing business rules (e.g., dealer reserve calculations, net payoff formulas, interest accrual, vehicle depreciation) into technical requirements, user stories, and acceptance criteria * Partner with engineers and architects to apply Domain\-Driven Design (DDD) principles, establishing bounded contexts and domain schemas that accurately reflect core lending operations * Author, negotiate, and enforce formal Data Contracts (defining schema, semantic definitions, refresh rate, SLAs/SLOs, and operational fitness) between producing domain teams and downstream consumers * Establish, monitor, and refine Service Level Indicators (SLIs) and Service Level Objectives (SLOs) for data freshness, accuracy, and completeness, implementing automated alerting and corrective protocols * Track observability dashboards (schema drift, latency, null rates) and utilize telemetry from the Enterprise Data Catalog to ensure data product health * Operate within the SAFe (Scaled Agile Framework) as an active agile team member * Participate in sprint ceremonies, including sprint planning, backlog refinement, daily stand\-ups, and release planning to align delivery iterations * Co\-author domain OKRs and key results, aligning product delivery metrics with strategic enterprise transformation outcomes * Collaborate with engineering, architecture, BI, risk modeling, and financial reporting teams to migrate legacy mainframe pipelines to decentralized, cloud\-native domain data products * Facilitate enablement workshops for analysts and business users, helping downstream consumers transition from legacy ETL/warehouse queries to self\-serve Data Mesh consumption * Ensure data products comply with federated governance guidelines, regulatory mandates (FCRA, GLBA, GDPR/CCPA), and security policies, including PII masking, data lineage tracking, and role\-based access control (RBAC) **Requirements** * 5\+ years of experience in product management, data management, or a related field * Expertise in Data Mesh, Domain\-Driven Design (DDD), and Data Contracts * Proficiency in the modern data stack, including Databricks, Snowflake, and dbt * Skills in SQL and Database DDLs * Knowledge of Kafka, Event\-Driven Architecture, and Avro/JSON schemas, along with familiarity with REST APIs * Background in data governance and observability, including Enterprise Data Catalogs and observability dashboards (monitoring latency, schema drift, null rates) * Understanding of GCP services such as Cloud Run, Cloud Functions, Pub/Sub, and BigQuery * Competency in Jira and SAFe (Scaled Agile Framework) * Familiarity with regulatory mandates, including FCRA, GLBA, and GDPR/CCPA * Capability to translate complex auto lending and leasing business rules into technical requirements and user stories **We offer** * International projects with top brands * Work with global teams of highly skilled, diverse peers * Healthcare benefits * Employee financial programs * Paid time off and sick leave * Upskilling, reskilling and certification courses * Unlimited access to the LinkedIn Learning library and 22,000\+ courses * Global career opportunities * Volunteer and community involvement opportunities * EPAM Employee Groups * Award\-winning culture recognized by Glassdoor, Newsweek and LinkedIn