Summary: Esprinet is seeking a Credit Analyst to evaluate clients' creditworthiness through economic-financial analysis, collaborating with sales and managing credit lines. Highlights: 1. Opportunity to evaluate creditworthiness through economic-financial analysis 2. Collaborate with the Sales team on credit line definitions 3. Engage with credit insurance companies and specialized databases **Enabling your value together! Do you have a true passion for technology?** Esprinet is a multinational company leader in Southern Europe (Italy, Spain and Portugal) in the business-to-business distribution of Information Technology and Consumer Electronics. We are an enabler of the technological ecosystem with a strong commitment to environmental and social sustainability, and we **are always looking for new talents** to help us meet our daily challenges! **Together with you**, we want to improve and enhance people’s and businesses’ lives by supporting them throughout their digital transformation journey and promoting tech democracy. Would you like to preview what it’s like to work at our company? Follow us on our Social channels Instagram and Facebook @esprinet.hr.italy **Do you think you have the right passion and drive to join our team? Let’s see if you have the skills we’re looking for! :)** Within the Credit Department, we are looking for a Credit Analyst responsible for evaluating clients’ creditworthiness through analysis of their economic-financial performance, in order to determine the appropriate commercial credit line. **Main responsibilities** ----------------------- * Conduct economic-financial analysis of both official and unofficial financial statements to assess creditworthiness. * Collaborate with the Sales team for document collection and credit line definition. * Independently gather supplementary information via web, databases, press and dedicated tools. * Manage telephone contacts and/or in-person meetings with the companies under analysis for further information gathering. * Approve credit lines within assigned signing authority or propose approval to higher authorization levels. * Evaluate and, where applicable, approve orders exceeding granted credit lines. * Interface with credit insurance companies and use specialized databases to obtain reports. * Monitor existing credit facilities, ensuring continuity and quality of assessments over time. **Requirements** ------------- ### **Education and technical skills** * Degree in Economics. * At least 1 year of experience in this role, preferably within structured companies. * Excellent knowledge of Microsoft Office, particularly Microsoft Excel. * Proficiency in English; knowledge of Spanish is considered an advantage. ### **Soft skills** * Strong analytical and decision-making abilities. * Good planning and autonomous time management skills. * Team-oriented mindset, reliability and respect for deadlines. **WHAT WE OFFER** * Hybrid work model with the possibility of up to 10 smart working days per month; * Corporate welfare benefits; * Flexible working hours (start/end times); * Opportunities to access international career development paths; * Meal vouchers; * Training programs and internal workshops; * A stimulating, innovative workplace attentive to sustainability and Diversity & Inclusion topics. * A dynamic and passionate team; **OUR VALUES** * **Pursuit of excellence**: we commit to growing larger and more skilled every day to be ready to win in continuously evolving markets. We aim to be entrepreneurs serving the best corporate project; * **Reliability**: loyalty, integrity and transparency are the foundations upon which we intend to build our credibility and success; * **Collaboration**: we believe in teamwork, collective thinking, the value of diversity and the relationship among different capabilities, aspirations and competencies. * **Customer focus**: we listen to the world we belong to. We aim to design the perfect journey addressing every need, therefore we engage alongside our customers to deliver winning results; * **Creativity**: we shape innovation, aiming to create increasingly original and surprising solutions through continuous exploration of new ways of thinking and acting; * **Courage**: we know that action entails the risk of making mistakes, while being aware that these can turn into opportunities; * **Responsibility**: we believe technology is a common good; * **Listening**: we constantly listen to needs, opinions and requirements that can help us become a better organization.