**Location:** LATAM (remote, hybrid model preferred) **What will you do in this role?** We are seeking a functional profile with deep expertise in payment methods **(issuers)**, particularly focused on **credit and debit card authorizations**, to work within a regional team leading **diagnostics, analysis, and tactical improvement plans**. This role **does not require coding**, but does demand strong data analysis capabilities, process mapping, functional solution design, and collaboration with technical and business teams. **Key Responsibilities:** * Analyze data on **authorization behavior** (approvals, declines, failures). * Identify opportunities to improve the configuration and operation of card platforms. * Diagnose issues related to fraud, credit, limits, declines, and authorization routing. * Support the definition of **action plans** in collaboration with involved areas (IT, Product, Operations). * Present findings clearly and with compelling **storytelling** to support decision-making. * Interact with **multiple stakeholders**: issuing banks, internal teams, and network experts. * Participate in regional initiatives impacting countries such as **Costa Rica, Panama, Uruguay**. **Mandatory Requirements:** * 5 years of experience in payment methods, **preferably with issuers** (credit/debit cards). * Functional knowledge of **authorization flows and ISO 8583 messaging**. * Data analysis skills (advanced Excel, Power BI, Tableau or similar tools). * Understanding of common decline reasons: fraud, risk, configuration. * Ability to structure tactical improvement initiatives and communicate them clearly. * Proficiency in Spanish and **functional English (intermediate–advanced)**. * Excellent **self-management**, ambiguity resolution, and cross-functional collaboration skills. **✨ Additional Assets:** * Experience in **fraud prevention**. * Participation in continuous improvement projects, consulting, or operational audits. * Ability to adapt to complex organizational cultures and matrix structures. **Work Model and Conditions:** * **Remote**, but with **preference for a hybrid model** (one week on-site per month). * Preference for candidates residing in the client’s city (relocation assessment possible if applicable). * Dual functional reporting to three parties: client (bank) and regional team leaders. * May be assigned to **more than one country in the region**, depending on priorities. **Why is this a great opportunity?** * You’ll join a strategic team with direct visibility into critical operations. * You’ll impact **transaction efficiency and approval rates** across high-scale ecosystems. * You’ll have tactical autonomy and space to propose functional solutions with real impact. * This is a **full-time, well-structured assignment with a duration of 12 months**. Ready to transform authorization processes in modern banking? Apply now and advance your career working alongside world-class payment method experts.