Description
Summary:
This role involves executing internal audits and operational reviews across the loan lifecycle to ensure compliance and strengthen risk controls in lending operations.
Highlights:
1. Execute internal audits and operational reviews across the loan lifecycle
2. Guarantee compliance with internal policies and risk management standards
3. Deliver insightful audit findings and actionable recommendations
**About World Business Lenders** (www.wbl.com)
At World Business Lenders (WBL), we are dedicated to providing general\-purpose, short\-term commercial loans backed by real estate collateral for a diverse range of small and medium\-sized businesses across the United States that may not have access to traditional funding options. We take pride in managing our loan portfolio as well as offering services for third\-party loans, with a special emphasis on non\-performing loan pools and REO management.
* WBL is a U.S.\-based company that embraces a **100% remote** work environment for candidates located in Turkey, Latin America, and India.
* Our working hours are **9:00am\-6:00pm Eastern Time**, from Monday to Friday.
* The role requires an **excellent command of both oral and written** English.
**Please submit your resume in English.**
**Requirements**
* **Education:**
* + A Bachelor’s degree in Accounting, Finance, or a similar field is required.
* **Experience:**
* + We're looking for candidates with 1 to 5 years of experience in internal auditing, loan operations, risk management, or compliance in the financial services sector.
* **Industry Background:**
* + Previous experience in banking, financial services, or lending institutions is essential.
+ Proficient in commercial lending, mortgage lending, or consumer loan operations.
+ In\-depth understanding of the complete loan lifecycle, encompassing loan origination, underwriting support, documentation review, funding, servicing, and collections.
+ Knowledgeable about loan documentation requirements, credit files, and the essential operational controls within lending processes.
+ Adept at pinpointing operational risks, addressing process inefficiencies, and identifying control weaknesses within loan operations.
+ Experience with internal audits, quality assurance, or compliance reviews specifically related to lending operations.
**Key Responsibilities:**
* + Execute internal audits and conduct thorough operational reviews throughout the loan lifecycle, encompassing origination, underwriting, servicing, and collections.
+ Spot and address process inefficiencies, operational risks, and control gaps within loan operations.
+ Guarantee compliance with internal policies, procedures, and risk management standards.
+ Contribute to the enhancement and fortification of internal controls within WBL’s lending operations.
+ Deliver insightful audit findings along with actionable recommendations to elevate operational procedures and strengthen risk controls.
+ Collaborate with management to oversee remediation efforts, ensuring prompt resolution of audit findings.
* **Technical Skills Required:**
* + Proficiency in **Microsoft Office Suite.**
* **Essential Soft Skills:**
* + Exceptional command of Microsoft Office applications, especially Excel, for efficient data analysis, tracking, and reporting.
+ Expertise in reviewing documentation to pinpoint discrepancies or missing elements.
+ Robust analytical and problem\-solving abilities to evaluate processes and unearth potential risks.
+ Skilled in organizing and juggling multiple tasks while maintaining a keen eye for detail.
+ Excellent verbal and written communication skills for documenting insights and engaging with internal stakeholders.
+ Ability to interpret and apply policies, procedures, and operational guidelines during review processes.
+ Comfortable navigating internal systems and operational workflows within a structured environment.
**Benefits**
* Compensation in USD.
* ️ Paid Time Off (PTO).
* Fully remote — work from wherever you do your best work!
**Ready to Apply?***If this sounds like you, we'd love to hear from you \- submit your CV in English and hit* ***Apply!***